All insurance sold in Texas is regulated by Texas's Department of Insurance. How this affects you is that if you are having trouble finding affordable health insurance in Texas, you can contact the Department of Insurance for assistance.

The Texas Department of Insurance can give you specific information about health insurance for adults such as the Texas Health Insurance Plan, for children such as Allkids, and for seniors, including Medicare and Medicaid. The Texas State Health Insurance Assistance Program, also known as SHIP, can also provide information about Medicare, while the Texas Medicaid Agency can help you obtain affordable Texas health insurance if you meet certain qualifications.

Your first stop when shopping around for insurance should be the Texas Department of Insurance or the U.S. Department of Labor's Employee Benefits Security Administration, depending on your situation. Of course there is nothing to stop you shopping around for affordable health insurance online in addition or in order to make sure you are getting a good deal.

If you are getting your health insurance through your employer in the form of an employer-sponsored group health plan, your health insurance is also regulated by the U.S. Department of Labor's Employee Benefits Security Administration, or the EBSA.

EBSA may not be able to help you find Texas affordable health insurance, but they can certainly help you with any situations you may have with your current health insurance plan. Such situations may include:
Any general concerns you may have about the way your employer handles the group health insurance plan offered to his or her employees.

Your feeling that your health insurance plan has been terminated on unjust grounds.

Not being offered Consolidated Omnibus Budget Reconciliation Act, also known as COBRA, continuation health care coverage even though you believe you are eligible.

The Texas Department of Insurance and the Employee Benefits Security Administration can be of assistance to you if you have any questions or concerns about your COBRA continuation health care coverage, as well as the Health Insurance Portability and Accountability Act, also known as HIPAA. Do not hesitate to call them.