There are many ways to save on car insurance premiums and still get good insurance cover.

Here is a check list you can use when getting a quote from your car insurance company: Don’t be shy to ask the questions – they can save you money.

o If you insure more then one car you may be eligible for discounts.
o If you or your family members have an accident-free record or have had no moving violations for the past years, you may qualify for a discount.
o If you drive a limited number of miles per year, you are eligible for discounts.
o If you have completed a driver training courses offered by some special organizations, you may qualify for a discount.
o If you take precautions against the theft of your car by installing an ignition cut-off system, an alarm system, a tracking system, or a hood-and-wheel-locking device; discounts may be applied.
o If your car is equipped with air bags and automatic seat belts, you may be able to reduce your medical payments insurance premium.
o If your car has antilock brakes to improve steering control and stability you may qualify for a discount on your accident insurance.
o If you have your homeowner's or renter's insurance with the same insurance company, you may get a discount on all these policies.

Get quotes from as many car insurance companies as possible. Start with the larger and well-established companies. Consult the yellow pages for car insurance companies and agents in your area. Ask them for quotes and other related information. When you have all the information, review the quotations from at least 3 companies.

Use the internet to get more information and don't forget to ask for discounts. Compare and evaluate the information you have received before deciding on which policy and company you intend signing the contract with. Purchase your car insurance policy only from a reputable insurance company with an "A" rating from the insurance rating services. This immediately eliminates those insurance companies that offer poor service and who have bad payment records.

Take time to review your policy every year. The value of your car will reduce every year, and you should be reducing the amount of car insurance coverage. Review the discounts you may be eligible for and where possible, reduce your car insurance premium. Pay attention and spend time on the minor details. All this will achieve savings in the premiums.